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The Pala National Scholarship Commission administers and administers government scholarships and seeks additional funding for Pala citizens who have completed high school so that they can return to Pala after completing their studies and become members of society.

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The program is intended to reduce the cost of general grants and basic post-secondary education to eligible applicants

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(b) Must have a minimum grade point average of at least 3.0 if he is a high school student.

This scholarship provides full funding for tuition, living and expenses to a limited number of recipients in priority fields

Recipients of this full scholarship may not be recipients of other scholarship programs at the same time

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These scholarships provide tuition funding to offset a portion of the student’s educational expenses at various institutions

No less than twenty-five percent of scholarships are available each year for student loans to undergraduate and graduate students as additional assistance based on financial need.

Loans for tuition and other fees, room and board, books, transportation insurance and other expenses are limited to the following amounts: up to $20,000.00 per academic year for graduate studies for a period not to exceed five (5) academic years; and up to $40,000.00 per academic year for graduate or professional education not to exceed three (3) academic years.

Upon showing good cause and subject to the conditions provided in these regulations, the Board may sanction additional loans which may exceed the maximum limit prescribed in this section. The total loan amount depends on the availability of funds and the quality of the application

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There shall be no interest on loans made hereunder for six (6) months of the project, during which time interest shall accrue at the rate of 1.0% per annum. Such interest shall not be involved However, if the loan is discharged in accordance with Section 1.7, interest will immediately begin accruing at the rate of 3.0% per annum.

The Palu National Scholarship Committee will review each loan application and decide whether to award a loan based on the quality of the application and the availability of funds. Determining the quality of a loan application should include the following:

(a) comply with the Palau Student Loan Program conditions and the Scholarship Commission conditions described in this manual; Average grade point average not less than 2.0

(c) By accepting a loan, the student acknowledges that the Scholarship Committee may receive any or all information from its institution in order to comply with the Scholarship Committee regulations.

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The recipient must execute the contract with the signatory, who shall reside in the Republic of Palau In the form shown on Exhibit B, the Borrower and the Co-Signator shall execute separate promissory notes for the Loan Amount pursuant to Section 4.3f below.

The recipient may apply for an additional amount under this provision (hereinafter referred to as “loan extension”). To be eligible for loan renewal, the recipient must comply with the following:

The decision to extend the loan, and the amount of any loan renewal, will be subject to the availability of funds and the eligibility of the applicant in accordance with the criteria set forth in Section 4.3c above. No loan shall be advanced for five (5) years of graduate study or three (3) years of graduate/professional study in the specified academic/professional degree program for which the original loan was made except as provided in Section 4.3. a.

A loan defaults for any of the reasons listed below and defaulted loans must be determined promptly and repaid according to the terms specified in the loan agreement upon acceptance of the loan.

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(b) Withdrawal from the Institute in anticipation of any action under (a) above or for any other reason not authorized by the Scholarship Committee.

For purposes of these loans, the borrower may receive credit toward the payment of his loan as provided in this section. For a consecutive 12-month period, the recipient is employed full-time in Palau and otherwise meets the requirements to receive service credit under this section, the recipient shall receive (1) a credit of $3,000.00 (hereinafter “service credit”). to repay the principal on the loan, and (2) an amount equal to any unpaid interest on that principal.

(a) If the recipient returns to the Republic, re-establishes residence and informs within sixty days of their return, he shall receive an immediate fifteen percent credit against his total award.

(b) If the recipient returns to Palau within (6) months after graduation or graduation from his last school, whichever is earlier, five percent of the total award received by him will be credited to the student’s account. When he begins full-time employment in Palau, he shall receive service credit for the period beginning on the date of such employment. Borrower shall receive (1) a service credit of $3,000.00 in principal repayments of the loan and (2) an amount equal to any unpaid interest on such principal, after each year he remains in full-time employment. – Spend time in Palau until the debt is fully repaid

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(2) If the recipient wishes to temporarily cease employment in Palau to pursue full-time studies at an accredited institution of higher education, he or she may apply in writing to the Scholarship Committee for permission.

(2) If the recipient requires special training in his field, he may suspend or suspend his employment in Palau while receiving such special training. Repayment of loan shall be suspended while the recipient is undergoing such training subject to the condition that the training is audited by the Director/authorized officer of the training program at least every year.

) of the loan balance and 3.0% interest as per the agreement If in the event the Recipient resumes full-time employment in Palau, payment of dues and debts to the client recommending employment in Palau shall be suspended for the period that the Recipient continues full-time employment, and the Recipient shall. Be eligible for service credit referred to in (a)(1) above However, if the subscriber is in arrears with the repayments or fails to fulfill the obligations mentioned in the contract, there will be no delay and he will not be entitled to forfeit the service credit. Pay and owe all dues in accordance with the Agreement

(c) If the recipient is unable to return to work and resume employment within six (6) months and is not permitted to do so by the Scholarship Committee, he/she shall commence repayment of the loan under specified conditions. Contractual Agreement If, before full payment of the loan, the recipient begins full-time employment in Palau, the remaining loan repayment will be deferred and he will receive service credit as set forth in section (a) above. . However, if the recipient is in arrears with repayment or fails to fulfill the obligations specified in the contract, there will be no delay and he will not be eligible for service credit until he has made full payment. Payments and Payments under the Promissory Note

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(d) It is the responsibility of the scholarship committee to provide service credit with documentation of earnings and eligibility for this section of the recipient. Initial documentation must be submitted within six months of graduation, or the first day the recipient begins work in Palau. Five percent will be credited to the student’s account when the student provides a copy of their diploma or completion certificate. Thereafter, documents will be sent every 12 months Forms are available at the Paula National Scholarship Office

(2) For good cause and consistent with the purpose of these loans, the Scholarship Board may defer repayment of loans under promissory notes or otherwise accommodate service credit under this section.

Awards may not exceed student loan award limits specified by grade level; And, no more than 36 months coordination period is allowed

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