Instant Online Loans Canada – The Focus cash loan is very easy to manage. They react very quickly. I can’t say enough good things about her.
Great, quick service. Always polite if I need to call but everything can be done online (which I like)
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Great service… only downside is the credit limit, wish more was provided to good citizens.
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During business hours, it takes us approximately 30* minutes to make a decision on your loan application.
We accept not only wages, but also unemployment insurance, child tax, personal disability pension, workers’ compensation and pension.
Unlike other lenders, we do not perform credit checks and have a personalized approach to each loan application.
Do you want to get an online payday loan without a credit check? With us you are at the right address. Focus Cash Loans has been providing online payday loan services to Canadians since 2008. You can apply for a loan from the comfort of your home or office 24/7.
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We understand the urgency you may need to get the funds, which is why we send the loan proceeds via Interact email money transfer. We’ve also simplified our application process so you don’t need to fax or email any documents. Our loan application is very simple and straightforward. Apply for a loan today and get the money within 30 minutes* of approval. As simple as that!
Better still, we don’t do any credit checks and only assess your ability to repay based on your banking history. Unlike some other financial institutions, we do not judge you based on your credit history as we understand that good people can have bad credit due to unforeseen circumstances that can happen to anyone.
As long as you are working or receiving benefits, have a bank account (with satisfactory account activity) and a phone number where we can reach you, Focus Cash Loans will pre-approve you on a loan. It doesn’t matter if you have an R1 or R9 on your credit bureau or previous bankruptcies, rest assured that Focus Cash Loans has you covered.
People with bad credit have usually struggled to get a loan online and this is where Focus Cash Loans comes to the rescue. Our online personal loans are designed for these types of financial difficulties. If your bank or credit union says no, don’t worry, we’re here to help. Our loan application or approval process is unbureaucratic. We value our customers and do our best to find solutions to all financial problems.
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Remember that our loans are for short-term use and not for a long-term financial solution. If you are in a bind or just need cash by your next payday, please get in touch.
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[Alberta residents: Alberta maximum allowable fee for a payday loan: $15.00 per $100.00 borrowed. We charge: $15.00 per $100.00 rental. For a $300.00 14-day loan: Total Borrowing Cost = $45.00. APR = 391.07%. This information corresponds to the requirements of the Consumer Protection Act. Payday loans are an expensive form of credit. Payday Loan Business License Number: 327008] [British Columbia residents: Maximum allowable fee in British Columbia for a payday loan: 15% principal. We charge: 15% of the main sum. For a $300.00 14-day loan: Total Borrowing Cost = $45.00. Total amount to be refunded = $351.00. Annual percentage rate of charge = 391.07% This information complies with the requirements of the Trade and Consumer Protection Act. License Number 50034] [Ontario residents: maximum approved cost per $100.00 borrowed: $15.00. Our cost per $100.00 borrowed: $15.00. Example: Your $500.00 loan for 14 days Your $300.00 loan for 14 days. Prepayment Amount: $500.00 Total Borrowing Cost: $75.00 (391.07% APR) Total Receivable: $575.00 Trip to the vet. When unexpected expenses surprise us, we have no time to waste—you need the money and you need it fast.
Our fast 5 minute loans can deposit funds into your account in minutes and relieve your headache. We understand that life doesn’t revolve around every other Friday; That’s why we’re Ottawa’s lender of quick bucks – for whatever reason!
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Payday loans are loans with a term of up to 62 days. The fees for a loan vary based on the rates set by your province, and the length of the loan depends on your salary schedule and applicable provincial laws. The maximum APR for a 62-day loan is 147.18%, but it may be lower depending on the province you live in.
Loan Express proudly offers smart online loans to help you live life to the fullest, even in the face of unexpected expenses!
We’ve been providing Canadians with smart online loans for over 15 years and pride ourselves on making the experience easy, safe and secure. Whether you need to fix a broken tooth or need a much-needed getaway with your partner, Loan Express has funds for every imaginable scenario.
Unlike other lenders, when you apply for a loan with Loan Express, you only work with us, from application to repayment. There is no middle man and your personal information stays between you and us only. Best of all, our bank-grade encryption ensures your personal information stays private.
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Loan Express has been providing reliable smart loans to Canadians since 2005. Our quick approvals, fast applications, and low interest rates have made us the best payday lender in Canada.
With every Canadian we serve, we are committed to being an ethical and honorable lender. We will never lend clients more money than they can repay and remain fully transparent about costs. No hidden fees, no confusing terms and no hassles.
Best of all, we’ll have the money in your account in just 5 minutes! We understand the urgency you feel when an unexpected expense occurs, and we’ve designed a quick and easy process to help you get your money exactly when you need it. Spend less time filling out your paperwork and more time enjoying your money!
Loan Express offers quick and easy access to payday loans across Canada. We offer loans in most Canadian cities and all remote locations too!
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We strictly comply with all Canadian provincial laws where we make loans. Select your province to view important disclaimer information specific to your province.
Finding a loan with a bad credit history in Ottawa can be an almost impossible task, but unlike banks and financial institutions, Loan Express does not judge you on your credit history.
To qualify for a smart loan of up to $1,500, all you need to do is meet the simple requirements listed above. As Ottawa’s leading bad credit lending solution, we’ve helped thousands of residents access the funds they need, regardless of their credit rating.
We will never deny your application based on your credit history and have no credit requirements to meet. Instead, we prefer to look at other factors, such as regular income.
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If you’re an Ottawa resident with bad credit, don’t be discouraged. Apply for a quick loan today!
Loan Express makes it easy to get a payday loan in Ottawa. With our online application you can apply in a few minutes; Simply enter your key data and select your loan amount.
Once you have received approval and signed your loan agreement, the money will be sent to you via electronic transfer within five minutes. For bank transfers, credits approved before 11:00 am are deposited by 3:30 pm the same day. Loans approved before 4:00 p.m. will be deposited by 8:30 p.m. PST the same day.
As the capital and center of government, Ottawans live at the heart of Canadian politics. Politics, of course, is what most people associate with Ottawa, but the city has evolved into much more.
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The population of the city of Ottawa is nearly one million and the metropolitan area has over 1,300,000 people. The lifestyle in Canada’s capital attracts the most residents – the city has the second highest quality of life of any major city in America and 14th in the world.
With stunning natural beauty, a diverse culture and a healthy work-life balance, it’s no surprise that Ottawa ranks highly. Whether you live in Downtown, Glebe, Vanier, Westboro or Kanata, a high quality of life is a commodity.
If the high quality of life isn’t enough, Ottawans live in the third cleanest city in the world and have the best community in Canada. Sure, the standard of living is attractive, but the truth is that the prices of almost everything are rising. Enjoying this standard of living certainly has its price.
When you need quick cash to cover unexpected bills and rising prices, there’s an alternative to bank loans: Loan Express’s quick approval loans. Borrow up to $1,500 to cover today’s expensive lifestyle and unexpected expenses.
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Ottawa residents have a choice of when
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